Baby Budget & First-Year Hub App, Interactive Registry, Cost Tracker (Digital Download)

THE WHOLE FIRST YEAR, ONE BEAUTIFUL DASHBOARD 🌙

Babies are wonderful. Baby math is not. Families spend $21,000–$36,000 in year one, and most of it arrives as surprises — the diaper burn rate, the childcare cliff, the maternity-leave income dip nobody warned you about.

The Baby Budget & First-Year Hub is a gorgeous interactive app that opens in your web browser with one double-click. No subscription. No signup. No spreadsheet skills. Your data never leaves your computer.

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WHAT MAKES IT DIFFERENT
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This is not a printable. It's a real app — 26 interactive views that calculate, chart and remember everything:

💰 THE MONEY ENGINE
• Budget — 13 baby categories, one-time + monthly, actuals roll up automatically
• Expense Log — with impulse-buy and HSA/FSA reimbursement tracking
• Savings Goals — baby fund, leave-gap fund, emergency cushion with auto "save this much/month"
• Parental Leave Planner — map PTO, short-term disability, state paid leave and unpaid weeks for BOTH parents; see your real income gap before it happens
• Cash-Flow Forecast — month-by-month runway from 2 months before the due date through baby's first birthday, leave dip included

🎁 THE REGISTRY SUITE
• Registry Planner — 89 researched items already priced, in 10 categories, with Must/Nice/Luxe priorities and a status pipeline (Needed → Registered → Purchased → Gift received)
• Gifts & Thank-Yous — never lose a thank-you note again
• Price Compare — 3-store price checks, best price highlighted
• Secondhand Savings — track every used-gear win (and know what to always buy new)

🧮 FIVE CALCULATORS BUILT ON REAL DATA
• Diaper Calculator — ~2,240 diapers in year one on a real size curve, cloth vs disposable break-even
• Feeding Calculator — breastfeeding ↔ formula slider on an AAP oz/day curve, solids from month 6
• Childcare Comparison — daycare vs nanny vs nanny-share vs family, net of Dependent-Care FSA tax savings, plus the stay-at-home break-even
• Birth & Hospital — your real out-of-pocket from deductible, coinsurance and OOP max
• First-Year Estimator — pick Budget / Mid-range / Premium per category, get YOUR number

👶 BABY DAYS
• Daily Log (feeds, ounces, diapers, sleep — what the pediatrician asks)
• Health & Visits — AAP well-visit + vaccine schedule pre-loaded
• Milestones & Firsts — 18 classic firsts waiting for their dates

✅ GET READY
• 8 checklists, 90+ items: hospital bags ×3, babyproofing, trimester to-dos, and the money paperwork most parents miss (the 30-day insurance window!)
• Name Shortlist with star ratings • Nursery Planner • Warranty & recall vault
• 529 college projector + life-insurance quick check
• 5 printable reports: Budget Summary, Registry Checklist, Thank-You Tracker, First-Year Cost Report, Leave Plan

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WHAT'S IN THE DOWNLOAD
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📱 The App (HTML) — works in Chrome, Edge, Safari, Firefox on any computer, tablet or phone. Saves automatically. Works offline forever.
📊 Excel Companion — 22 tabs, 412 verified formulas: the same math in spreadsheet form
📖 Quick Start Guide (PDF) — 2-minute setup + the 10 money-saving plays that matter most

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HOW IT WORKS
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1. Download & unzip
2. Double-click the HTML file — it opens in your browser
3. Enter your due date & income, clear the sample data, done

Everything saves in your browser automatically. Built-in backup/restore moves your data anywhere.

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PERFECT FOR
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Expecting parents • baby showers (the gift that actually gets used) • new-parent gift baskets • anyone who wants the money handled so they can enjoy the baby.

Instant digital download • free updates forever • message us anytime, we answer fast.

Digital product — no physical item will be shipped. For personal use only.